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A BUDGET THAT WORKS!

September 12, 2011

You guys, I hate budgets. With a fiery burning passion. I have made countless budgets on pieces of paper (usually during some lecture when I should be paying attention… whoops), but have never actually followed through. Good intentions, terrible execution.

But I found one that works!!! I adapted Jenny Blake’s Four-Step Budget from her Life After College blog. Her website is AWESOME and I give it five stars for anyone who is in college or recently graduated. Tons of great money, career, life tips in general for 20-somethings. I modified her budget template a little bit (for instance, I want to track both how much money I project I’ll make a month and how much I actually make — with my UWJ varying in the amount of hours I work each week the numbers tend to fluctuate — so I added in an “actual” and “projected” column to my income and expenses).

I plan to closely track how much I am actually making and spending in the “actual” column — especially in the first few months as I work on reining in my spending on stupid stuff that I don’t actually need, while at the same time calculating more precisely what my expenses are … right now it’s just a guesstimate. But I’m thrilled that this budget turned out so nicely and can’t wait to start tracking everything closer!!  

Here is what my budget looks like so far ... again, huge shout-out to Jenny Blake for the template!

 
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One Comment leave one →
  1. September 12, 2011 11:32 pm

    I LOVE that this is working for you!!! Thank you so much for the shout-out, and awesome that you’ve modified to project expected income. I just hated those stupid 50-line budgets — so I’m thrilled to hear that this one is just what you need! Thanks for all the kind words about me and LAC — means a lot 🙂

    Cheers!

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